Unrivaled Solutions & Unequaled Performance
No matter what we do our focus is on helping our client – which include major banks, credit unions, government-sponsored enterprises, and non-profits – adapt to the realities of a changing real estate industry. We believe everyone benefits when communities are given the support they need to grow sustainably, and we pride ourselves on delivering solutions that look beyond the bottom line.
Client Services
- Residential & Commercial Mortgage Companies
- Property Managers
- Asset Managers
- Credit Unions
- Equipment Lenders
- Lease Finance Companies
- Real Estate Brokers & Agents
- Loan Originators
- Property Managers
- Construction Lenders
- Insurance Companies
- Portfolio Managers
Property Condition Inspections
We will perform real estate investigations and provide client’s with a detailed description about their property and it’s condition.
Occupancy Inspections
Charm City will verify occupancy of a property and provide our client’s with the appropriate images and documentation to support the claim.
Disaster Inspections
Disaster inspection services provide our client’s with an in-depth report regarding the damage to their property as a result of natural disasters such as earthquakes, floods, and tornadoes.
REO Check Inspections
Our team of inspectors will assess the interior and exterior condition of a property. Inspection services include damages, code violations, and hazards. Charm City will secure, track and report on all required maintenance services per the client’s request.
Insurance Loss Inspections
Charm City will conduct insurable loss inspections, assess damages, and evaluate the next best course of action. Clients are provided with insurable loss reports explaining the damages and how they occurred. The client can use these reports to determine whether the claim warrants the damages, or if fraud is suspected.
Sale Date Inspections
Sale date inspections are conducted to analyze the condition of a property prior to foreclosure or property transfer. Generally, these types of inspections are time-sensitive with deadlines for service attached.
Due Diligence Inspections
A due diligence inspection is a buyer’s assessment of a seller’s pre-sale disclosure. This type of inspection allows a buyer to understand the condition of the property and identify areas of concern prior to closing or property transfer.
Insurance Inspections
Charm City will identify remaining repairs resulting from an insurance claim or verify completed repairs have been performed successfully following an insurance loss.
Origination Inspections
Origination inspections require a summary of a property’s condition, which can be used prior to funding of an origination, mortgage refinance, or home equity loan.
Bankruptcy Inspections
When property occupants file for Chapter 7, trustees are given authority to conduct a bankruptcy property inspection to assess the condition of a property and verify occupancy.
Inspection Photography
Charm City will conduct in-depth inspections of a property’s condition and document the condition of the property with photography and images.
Foreclosure Inspections
Foreclosed homes risk being vandalized and when homes sit empty, certain issues can arise. Charm City will conduct a foreclosed property inspection to assess the condition of a property, or to mitigate potential risks for investors looking to purchase a previously foreclosed upon property.